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Showing posts with label Banking. Show all posts

Top 1000 gk questions and answers in hindi Pdf download

इस पोस्ट में Top 1000 gk questions and answers in hindi  दिया जा रहा है। अगर आप किसी प्रतियोगी परीक्षा की तैयारी कर रहे हैं और अपनी तैयारी को पुख्ता करना चाहते हैं तो ऐसे महत्वपूर्ण प्रश्नों का अभ्यास आपको एक बार जरुर करना चाहिए। साथ ही Top 1000 gk questions and answers in hindi Pdf download भी कर सकते हैं।

Top 1000 gk questions and answers in hindi Pdf download


प्रश्न:- मधुमक्खियों के प्रजनन एवं प्रबंधन को क्या कहते हैं?
उत्तर- एपीकल्चर

प्रश्न:- जब कई कम्प्यूटरों को एक छोटे से क्षेत्र में बिना टेलीफोन के तारों के, परस्पर जोड़ दिया जाता है, तो उसे क्या कहते? 
उत्तर- स्थानीय क्षेत्र नेटवर्क (LAN)

प्रश्न:- कौन सा प्रक्षेपास्त्र ‘वायु-से-वायु’ वाला प्रक्षेपास्त्र है?
उत्तर- अस्त्र

प्रश्न:- युआन किस देश की मुद्रा है? 
उत्तर-चीन

प्रश्न:-आई.यू.सी.एन. द्वारा प्रमुख संकटग्रस्त जीवों को कितने वर्गों में वर्गीकृत किया गया है? 
उत्तर- सात वर्गों में

प्रश्न:- किमोनो किस एशियाई देश की परिधान शैली है? 
उत्तर- जापान की

प्रश्न:- राष्ट्रीय एकता परिषद् (एन.आई.सी.) का अध्यक्ष कौन होता है? 
उत्तर-प्रधानमंत्री

प्रश्न:- पहली बार परमाणु बम कहां फेंका गया था? 
उत्तर-हिरोशिमा

प्रश्न:- इंटरनेट का पर्याय क्या है? 
उत्तर-साइबर स्पेस

प्रश्न:- भारत में हरित क्रांति के जनक माने जाने वाले नॉर्मन बोरलॉग कहां के हैं? 
उत्तर- यू.एस.ए.

प्रश्न:- अंतरिक्ष में चलने वाला प्रथम व्यक्ति कौन था? 
उत्तर- लियोनोव

जानें- 100+ जीव विज्ञान प्रश्न (Biology question in hindi)

प्रश्न:- शिंतो कहां का मूल धर्म है? 
उत्तर- जापान

प्रश्न:- जब किसी दर्पण से कोई प्रकाश तरंग परावर्तित होती है, तब परिवर्तन होता है- 
उत्तर- उसके आयाम में

प्रश्न:- सौर ऊर्जा का कारण है- 
उत्तर- संलयन अभिक्रियाएं

प्रश्न:- जब जल स्वयं रासायनिक रूप से किसी तत्व या खनिज के साथ मिलता है, तो उसे कहते हैं – 
उत्तर- कार्बोनेशन

प्रश्न:- हाइपरटेन्शन शब्द किसके लिए प्रयोग किया जाता है?- 
उत्तर- रक्तचाप बढ़ने के लिए

प्रश्न:- किसी पेशी में संकुचनशील प्रोटीन होते हैं – 
उत्तर-ऐक्टिन और मायोसीन

प्रश्न:- शस्यावर्तन मदद करता है – 
उत्तर-अधिक फसलें पैदा करने में

प्रश्न:- अपने प्राकृतिक प्रतिवेश में वन्य जीवन के लिए कानूनी तौर पर आरक्षित क्षेत्र है – 
उत्तर- बायोस्फियर रिजर्व

प्रश्न:- दूध में दूसरा सबसे बड़ा तत्व क्या होता है? 
उत्तर- वसा

प्रश्न:- हरित क्रांति’ शब्द किसने गढ़ा था? 
उत्तर- विलियम गौड

प्रश्न:- भारत में किस शहर को सबसे हरा-भरा (हरित) शहर माना जाता है? 
उत्तर- चंडीगढ़

प्रश्न:- सच ए लॉन्ग जर्नी’ पुस्तक के लेखक कौन थे? 
उत्तर- रोहिंटन मिस्त्री

प्रश्न:- किस क्षेत्र में असाधारण योगदान के लिए शांति स्वरूप भटनागर पुरस्कार दिया जाता है? 
उत्तर- विज्ञान

प्रश्न:-भारत का प्रथम उपग्रह ‘आर्यभट्ट’ कब छोड़ा गया? 
उत्तर- 1975

प्रश्न:- डीवीडी का पूर्ण रूप क्या है? 
उत्तर- डिजिटल वीडियो डिस्क

प्रश्न:- एम.एस.-डॉस में प्राइमरी फाइल नेम में कितने करैक्टर रखे जा सकते हैं? 
उत्तर- 8

प्रश्न:- एक बाइट बनता है – 
उत्तर- आठ बिट से

प्रश्न:- KENIAC था – 
उत्तर- एक इलेक्ट्रॉनिक कंप्यूटर

प्रश्न:-एम. के. गांधी द्वारा लिखी गई पहली पुस्तक कौन-सी थी? 
उत्तर- माई एक्सपेरीमेंट्स विथ टुथ

प्रश्न:-तनाव/वैमनस्थ-शैथिल्य क्या है? 
उत्तर- महाशक्तियों के बीच तनाव शैथिल्य

प्रश्न:- किस कशेरूकी में बहिःकंकाल नहीं होता? 
उत्तर- मैमेलिया (स्तनी-वर्ग)

प्रश्न:- किस कोशिकांग को ‘ऐटम बम’ कहते हैं? 
उत्तर- लाइसोसोम

प्रश्न:- किसी कम्प्यूटर का सबसे महत्वपूर्ण हिस्सा कौन-सा होता है? 
उत्तर- सी.पी.यू.

प्रश्न:- एम. एस. वर्ड में बहुविध शब्दों, लाइनों या पैराग्राफों का चयन कौन-सी कुंजी (की) प्रयोग करके किया जा सकता है? 
उत्तर- कंट्रोल

पढ़ें- भारत का जनरल नॉलेज 2023

प्रश्न:- सिलिकॉन क्या है? 
उत्तर- अर्धचालक

प्रश्न:- चंडीगढ़ के प्रसिद्ध रॉक गार्डन का सर्जक कौन था? 
उत्तर- नेकचंद

प्रश्न:- पेकिंग किसका धर्म स्थल है? 
उत्तर- कन्फ्यूशियसवाद

प्रश्न:- कथकली शास्त्रीय नृत्य का उद्भव कहां हुआ? 
उत्तर- केरल

प्रश्न:-दादा साहब फाल्के पुरस्कार सर्वप्रथम किसे मिला? 
उत्तर- श्रीमती देविका रानी

प्रश्न:-भारत की मानक समय रेखा कौन सी है ?  
उत्तर- 82.5 डिग्री पूर्वी देशांतर रेखा

प्रश्न:-अर्जुन पुरस्कार की शुरुआत किस वर्ष हुई ? 
उत्तर- 1961

प्रश्न:-मैग्सेसे पुरस्कार पाने वाले पहले भारतीय कौन थे ? 
उत्तर- बिनोवा भावे

प्रश्न:-स्वांग किस राज्य का प्रसिद्ध लोकनृत्य कला है ? 
उत्तर- हरियाणा

प्रश्न:- भारत में वर्तमान में कुल कितने उच्च न्यायालय हैं ?
उत्तर- 25

प्रश्न:-कोई विधेयक धन विधेयक है या नहीं इसका फैसला कौन करता है ?
उत्तर- लोकसभा अध्यक्ष

प्रश्न:-तम्बाकू पर पूर्ण प्रतिबन्ध लगाने वाला विश्व का पहला देश कौनसा है ?
उत्तर- भूटान

प्रश्न:-राष्ट्रीय मतदाता दिवस प्रत्येक वर्ष किस दिन मनाया जाता है ? 
उत्तर- 25 जनवरी

प्रश्न:-भारत का संवैधानिक मुखिया कौन होता है ?
उत्तर- राष्ट्रपति

प्रश्न:-अंग्रेजों के नमक कानून के विरुद्ध महात्मा गाँधी ने कौन सा आन्दोलन शुरु किया था ?
उत्तर- सविनय अवज्ञा आंदोलन

प्रश्न:-भारत में जिप्सम का सर्वाधिक उत्पादन निम्नलिखित में से किस राज्य में होता है ?
उत्तर- राज

प्रश्न:-ईस्ट इंडिया कम्पनी ने भारत में अपना पहला कारखाना कहाँ खोला था ? 
उत्तर- सूरत

प्रश्न:-‘ बुली ‘ शब्द का प्ररोग किस खेल में किया जाता है ? 
उत्तर- हॉकी

प्रश्न:-किस भारतीय एथलीट को ‘ उड़न परी ‘ के नाम से पुकारा जाता है ? 
उत्तर- पीटी उषा

प्रश्न:-निम्नलिखित में से किस शहर को झीलों की नगरी कहते हैं ?
उत्तर- उदयपुर

प्रश्न:-आर्यसमाज की स्थापना कब की गयी थी ? 
उत्तर- सन् 1875 ई. में

प्रश्न:-वेदों में सबसे प्राचीन वेद कौन सा है ? 
उत्तर- ऋग्वेद

प्रश्न:-भाभा परमाणु अनुसन्धान केंद्र कहाँ स्थित है ? 
उत्तर- ट्राम्बे, मुंबई

प्रश्न:-1928 के बारदोली आन्दोलन का नेतृत्व किसने किया था ? 
उत्तर- सरदार बल्लभ भाई पटेल

प्रश्न:-किसने खालसा पंथ की स्थापना की थी ?
उत्तर- गुरु गोविंद सिंह

प्रश्न:-भारत की पहली महिला I.P.S. अधिकारी –
उत्तर- किरण बेदी

प्रश्न:- कथक किस राज्य का शास्त्रीय नृत्य है ?  
उत्तर- उत्तर प्रदेश

प्रश्न:- ‘ चाइनामैन ‘ शब्द का प्रयोग किस खेल में होता है ? 
उत्तर- क्रिकेट

प्रश्न:- ऑस्कर पुरस्कार का संबंध किस क्षेत्र से है ? 
उत्तर- सिनेमा

प्रश्न:- निम्नलिखित में से कौन सा तत्व सबसे कठोर है ?
उत्तर- हीरा

प्रश्न:- पटना का प्राचीन नाम क्या था ?
उत्तर- पाटलिपुत्र

प्रश्न:- आगा खां कप का संबंध किस खेल से है ?
उत्तर- हॉकी

प्रश्न:- निम्नलिखित में से किस भारतीय राज्य की राजभाषा अंग्रेजी है ? 
उत्तर- नागालैंड

प्रश्न:- बांदीपुर अभयारण्य किस राज्य में स्थित है ? 
उत्तर- कर्नाटक

प्रश्न:- कौन भारतीय राष्ट्रीय कांग्रेस के प्रथम मुस्लिम अध्यक्ष थे ? 
उत्तर- बदरुद्दीन तैयब

प्रश्न:- किस मुगल शासक ने ” दीन – ए – इलाही ” धर्म चलाया था ?
उत्तर- अकबर

प्रश्न:- भूस्थिर उपग्रह की पृथ्वी से ऊँचाई कितनी होती है ?
उत्तर- 36000 किलोमीटर

प्रश्न:- इंद्रधनुष में कितने रंग होते हैं ?
उत्तर- 7

प्रश्न:- पराश्रव्य तरंगों की आवृति कितनी होती है ? 
उत्तर- 20000 हर्टज से अधिक

प्रश्न:- भारतीय संविधान में पहला संशोधन कब किया गया ? 
उत्तर- 1951

प्रश्न:- डूरंड कप का संबंध किस खेल से है ?
उत्तर- फुटबॉल

प्रश्न:-‘ अभिज्ञान शाकुन्तलम ‘ के लेखक कौन थे ?
उत्तर- कालिदास

प्रश्न:- भारत के पहले कानून मंत्री कौन थे ? 
उत्तर- डॉ. भीमराव अम्बेडकर

प्रश्न:- सन् 1907 में शुरू किया गया साहित्य का प्रथम नोबल पुरस्कार किसे दिया गया था ? 
उत्तर- रुडयार्ड किपलिंग

प्रश्न:- ख्वाजा मोईनुद्दीन चिश्ती की दरगाह कहाँ है ? 
उत्तर- अजमेर

प्रश्न:- सालारजंग म्यूजियम किस शहर में स्थित है ?
उत्तर- हैदराबाद

इसे भी पढ़ें- GK के महत्वपूर्ण प्रश्न उत्तर

प्रश्न:- सम्राट अशोक ने किस युद्ध के बाद बोद्ध धर्म अपना लिया था ?
उत्तर- कलिंग युद्ध

प्रश्न:- दुनिया की सबसे लंबी नदी कौन सी है
उत्तर- नील नदी

प्रश्न:- कौनसा खनिज हृदय की धड़कन को नियंत्रित करता है ? 
उत्तर- पोटेशियम

प्रश्न:- मलेरिया की दवा ‘ कुनैन ‘ किस पौधे से प्राप्त होती है ?
उत्तर- सिनकोना

प्रश्न:- दुनिया में सबसे बड़ा जीवित पक्षी कौनसा है ?
उत्तर- शुतुरमुर्ग

प्रश्न:- मनुष्य ने सबसे पहले किस जंतु को पालतू बनाया ?
उत्तर- कुत्ता

प्रश्न:- किसी अंतरिक्ष यात्री को अंतरिक्ष में आकाश कैसा दिखाई देता है ? 
उत्तर- काला

प्रश्न:-ATM का पूर्ण रूप क्या है ?
उत्तर- Automated Teller Machine

प्रश्न:- भारत की कुल जनसंख्या का कृषि में नियुक्त प्रतिशत लगभग कितना है?   
उत्तर- 60%

प्रश्न:- किसी अर्थव्यवस्था में ‘उत्कर्ष अवस्था’ का अर्थ है –
उत्तर-स्थिर वृद्धि प्रारंभ होती है।

प्रश्न:- बंद अर्थव्यवस्था’ का क्या अर्थ है?
उत्तर-ऐसा देश जिसमें कोई आयात एवं निर्यात न हो

प्रश्न:- कर उतने ही निश्चित हैं जितनी मृत्यु, क्योंकि –
उत्तर- वे सरकारी राजस्व के प्रमुख स्रोत का गठन करते हैं।

प्रश्न:- मुद्रास्फीति को रोकने के लिए कौन-सा सरकार द्वारा किया जाने वाला एक उपाय नहीं है?
उत्तर-उपभोग में बढ़ोतरी.

प्रश्न:- मांग वक्र कब अंतरित नहीं होता?
उत्तर-जब केवल वस्तुओं की कीमत बदलती है।

प्रश्न:- एनडीबी’ (NDB) शब्द का पूर्ण रूप क्या है?
उत्तर-नव विकास बैंक (New Development Bank)

प्रश्न:-मार्क्सवादी भौतिकवाद किसके विचार से आया?
उत्तर-डार्विन

प्रश्न:- भारतीय अर्थव्यवस्था में ‘शिथिल काल’ है-
उत्तर-जनवरी-जून

प्रश्न:-अप्रत्यक्ष कर है –
उत्तर- उत्पाद शुल्क

प्रश्न:- ग्रामीण वित्त पोषण के लिए कौन-सा मुख्य बैंक है? 
उत्तर- नाबार्ड

प्रश्न:- समाजवाद का प्रथम वैज्ञानिक विश्लेषण किसने किया था?
उत्तर- कार्ल मार्क्स

प्रश्न:- ब्याज की दर और उपभोग के स्तर के बीच संबंध पर सबसे कह पहले किसने कल्पना किया था?
उत्तर- इरविंग फिशर

प्रश्न:- मिश्रित अर्थव्यवस्था का क्या अभिप्राय है?
उत्तर- सरकारी एवं निजी क्षेत्रों का सह-अस्तितत्व

प्रश्न:- किसने स्वायत्त निवेश को प्रेरित निवेश से पृथक किया था?
उत्तर- शुमपीटर

प्रश्न:- कीमत विश्लेषण में समय तत्व किसने शुरू किया था? 
उत्तर- अल्फ्रेड मार्शल

प्रश्न:- उपभोक्ता को अधिकतम संतुष्टि उस बिन्दु पर मिलती हैं जहां-
उत्तर- सीमांत उपयोगिता = कीमत

प्रश्न:- किसी फर्म के सुलाभ क्या हैं?
उत्तर- उत्पादन लागत में बचत

प्रश्न:- उत्पादन फलन किसके बीच संबंध है?
उत्तर- उत्पादन और उत्पादन कारक

प्रश्न:- उत्पादन का कोई भी कारक आर्थिक लगान (अधिशेष) अर्जित कर सकता है, जब इसकी आपूर्ति इस प्रकार होगी-
उत्तर- पूर्ण बेलोच

प्रश्न:- यदि कोई फर्म पूर्ण प्रतिस्पर्धा में अल्पावधि में हानि में चल रही हो तो –
उत्तर- जब तक उसकी परिवर्तनीय लगत की पूर्ति न हो जाये तब तक उसे चालू रहना चाहिए

प्रश्न:- गांधीजी की न्यासिता की अवधारणा –
उत्तर- पूंजीवादी समाज को समतावादी समाज में रूपांतरित करती है

प्रश्न:- व्यवसाय पर कर’ की वसूली किसके द्वारा की जा सकती है?
उत्तर- केवल राज्य सरकार द्वारा

प्रश्न:- पूंजी का कार्य नहीं है –
उत्तर- कीमत स्थिरीकरण

प्रश्न:- संतुलन स्तर स्थिति’ में –
उत्तर- फर्म शून्य लाभ स्थिति में होती है।

प्रश्न:- किसी वस्तु के संतुलन मूल्य में निश्चित रूप में वृद्धि कब होती है?
उत्तर- आपूर्ति में कमी के साथ-साथ मांग में वृद्धि होती है।

प्रश्न:-किसी वस्तु का बाज़ार संतुलन किससे निर्धारित किया जाता है?
उत्तर- वस्तु की मांग और आपूर्ति की शक्तियों का संतुलन।

प्रश्न:-अल्प ब्याज नीति को और क्या कहते हैं?
उत्तर- सस्ती मुद्रा नीति

प्रश्न:- भारत में मुद्रा आपूर्ति की स्थिति के संबंध में कहा जा सकता है कि:
उत्तर- जनता के पास मुद्रा बैंकों में जमा से अधिक है।

प्रश्न:- राष्ट्रीय आय किससे निर्मित होती है?
उत्तर- किसी उत्पादक गतिविधि द्वारा

प्रश्न:- मुद्रा-आपूर्ति किसके द्वारा नियंत्रित की जाती है?
उत्तर- भारतीय रिज़र्व बैंक

प्रश्न:- बड़ी फर्मो की कम संख्या वाले बाज़ार को क्या कहते है?
उत्तर- अल्पाधिकार

प्रश्न:- “समझौता ज्ञापन” (एम ओ यू) की पद्धति कब शुरू की गई ?
उत्तर- 1987-88

प्रश्न:- अंतर्राष्ट्रीय व्यापार का मुख्य प्रहरी कौन है?
उत्तर- विश्व व्यापार संगठन

प्रश्न:-एकाधिकार बाजार संरचना में विक्रेताओं की संख्या कितनी होती है?
उत्तर- एक

प्रश्न: रॉबिन्स के अनुसार अर्थशास्त्र क्या है?
उत्तर- मानकीय और सकारात्मक विज्ञान दोनों

प्रश्न:- एकाधिकार शक्ति की मात्रा को मापना होता है फर्म –
उत्तर- की विक्रय कीमत के रूप में

प्रश्न:- लाभों के अभिनव सिद्धांत का प्रतिपादन किसने किया था?
उत्तर- जे. ए. शुम्पीटर

प्रश्न:- कौन-सा प्रशासन पर विधायी नियंत्रण के अंतर्गत नहीं आता?
उत्तर- शून्य काल

प्रश्न:- पूर्ण प्रतियोगिता के अन्तर्गत, उद्योग के पास कोई अतिरिक्त क्षमता नहीं होती क्योंकि प्रत्येक फर्म अपने ……… के न्यूनतम बिन्दु पर उत्पादन करती है।
उत्तर- दीर्घावधि औसत लागत वक्र

प्रश्न:- ऐडम स्मिथ के अनुसार, कौन-सा कराधान का अभिनियम नहीं है?
सरलता का अभिनियम

प्रश्न:- प्रभावी मांग निर्भर करती है –
उत्पादन-पूंजी अनुपात पर

प्रश्न:-अप्रत्याशित व्यय संसद के पूर्व अनुमोदन के बिना किस निधि से किया जा सकता है?
भारत की आकस्मिकता निधि

प्रश्न:-क्यूबा किसका सबसे बड़ा उत्पादक है?
उत्तर- चीनी

प्रश्न:- NABARD का पूर्ण रूप बताइए।
उत्तर- नेशनल बैंक फॉर एग्रीकल्चरल एंड रूरल डेवलपमेंट

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IBPS PO BANKING Question And Answers pdf download

In this  post we know about to IBPS PO BANKING question and answer. which help you in your banking exam preparation. we collected some most important question related to banking exam which is asked in last banking exam.

IBPS PO BANKING Question And Answers

IBPS PO BANKING Question And Answers

1. As per the licensing norms of RBI, a new bank must have a _______ capital

A. 200 Crore

B. 100 Crore

C. 1000 Crore

D. 500 Crore

E. None of the Above

Answe.-D. 500 Crore


2. Who among the following inaugurates Bandhan Bank as full-fledged scheduled
commercial bank?

A. Narendra Modi

B. Rajnath Singh

C. Santosh Gangwar

D. Arun Jaitley

E. None of the Above

Answer.-D. Arun Jaitley


3. Which is the first bank to be set up in eastern part of India after Independence?

A. UCO Bank

B. Allahabad Bank

C. United Bank of India

D. Bandhan Bank

E. None of the Above

Answer.-D. Bandhan Bank

Read More:- IBPS PO Banking Exam Question and Answers

4. Bandhan Bank is headquartered in _______

A. Mumbai

B. Kolkata

C. Chennai

D. Bangalore

E. None of the Above

Answer.- B. Kolkata


5. Bandhan Bank starts with a capital base of ______ crore

A. 2500 Crore

B. 1070 Crore

C. 2570 Crore

D. 2470 Crore

E. None of the Above

Answer.- C. 2570 Crore

 

6. Which of the following is/are the loan product(s) of Bandhan Bank?

A. Agri loan

B. MSME loan

C. Retail loan

D. Both (A) and (C)

E. All of the Above

Answer.-E. All of the Above


7. Which of the following is the slogan of Bandhan Bank?

A. Hum Hai na

B. Aapka Bhala, Sabki Bhalai

C. Aao Sochein Bada

D. Both (A) and (C)

E. None of the Above

Answer.- B. Aapka Bhala, Sabki Bhalai


8. IDFC Bank is headquartered in _______

A. Mumbai

B. Kolkata

C. Chennai

D. Bangalore

E. None of the Above

Answer.- A. Mumbai


9. Who among the following launched IDFC Bank?

A. Narendra Modi

B. Rajnath Singh

C. Santosh Gangwar

D. Arun Jaitley

E. None of the Above

Answer.- A. Narendra Modi


10. Which of the following is/are the product(s) of IDFC Bank?

A. Commercial Banking

B. Bharat Banking

C. Retail Banking

D. Business Banking

E. All of the Above

Answer.- E. All of the Above


11. Which of the following is the clearing agency for Government securities?

A. RBI

B. GOI

C. CCIL

D. SEBI

E. None of the Above

Answer.- C. CCIL


12. _______ is used for electronic dealing and reporting of transactions in government
securities

A. Delivery versus Payment (DvP)

B. Negotiated Dealing System (NDS)

C. Risk Mitigation

D. All of the Above

E. None of the Above

Answer.- B. Negotiated Dealing System (NDS)


13. Which of the following is the mode of settlement of securities wherein the transfer of
securities and funds happen simultaneously?

A. Delivery versus Payment (DvP)

B. Duration

C. Convexity

D. All of the Above

E. None of the Above

Answer.- A. Delivery versus Payment (DvP)


14. The monetary ceiling of amount for settlement through Lok Adalat is _________

A. 5 lakh

B. 10 lakh

C. 15 lakh

D. 20 lakh

E. None of the Above

Answer.- D. 20 lakh


15. An EEFC account can be held only in the form of a ________

A. Current Account

B. Savings Bank Account

C. loan Account

D. All of the Above

E. None of the Above

Answer.- A. Current Account


16. Reserve Bank of India has made it mandatory on the banks to discontinue the
practice of stapling the currency note packets under _______ of the Banking
Regulation Act, 1949

A. Section 35A

B. Section 25A

C. Section 15A

D. Section 30A

E. None of the Above

Answer.- A. Section 35A


17. “Islamic Banking” the term used for _______

A. Covering Banking to Islamic nation

B. prohibition of the collection and payment of interest

C. Sharing of Profit and loss

D. Both (A) and (B)

E. Both (B) and (C)

Answer.- E. Both (B) and (C)


18. The first Indian RRB that has achieved Core Banking Solution(CBS) is ________

A. Rushikulya Gramya Bank (RGB)

B. Pallavan Bank

C. Bangiya Gramin Vikash Bank

D. Allahabad UP Gramin Bank

E. None of the Above

Answer.- A. Rushikulya Gramya Bank (RGB)


19. Government of India closed ______ and established National Company Law

Tribunal and National Company Law Appellate Tribunal.

A. IIFCL

B. BIFR

C. SICA

D. Both (A) and (C)

E. None of the Above

Answer.-B. BIFR


20. RBI can inspect the branches of Banks under _______ of the Banking Regulation

Act, 1949

A. Section 35

B. Section 25

C. Section 15

D. Section 30

E. None of the Above

Answer.- A. Section 35


21. Which allows banks and other financial institution to auction residential or
commercial properties to recover loans?

A. Industrial Disputes Act 1947

B. Foreign Exchange Management Act, 1999

C. Banking Regulation Act, 1949

D. SARFAESI Act, 2002

E. None of the Above

Answer.- D. SARFAESI Act, 2002


22. _______ is an integrated bill payment system which will offer inter operable bill
payment service to customers online as well as through a network of agents on the
ground.

A. BBPS

B. IMPS

C. AEPS

D. APBS

E. None of the Above

Answer.- A. BBPS


23. Which of the following will function as the Bharat Bill Payment Central Unit
(BBPCU), single authorized entity operating the BBPS?

A. RBI

B. NPCI

C. GOI

D. All of the Above

E. None of the Above

Answer.-B. NPCI


24. Which of the following is not a type of Billers?

A. Online Mode

B. Offline Mode (A)

C. Offline Mode (B)

D. All of the Above

E. None of the Above

Answer.- D. All of the Above



25. Which of the following will be the authorised operational units?

A. BBPCU

B. BBPOU

C. Biller

D. All of the Above

E. None of the Above

Answer.-B. BBPOU

Read More- Banking Static GK 2023 for competitive examinations

26. To become BBPOUs, Banks and non-bank entities are mandatorily required to
apply for approval / authorisation to Reserve Bank of India under ________

A. Payment and Settlement Systems (PSS) Act 2007.

B. Foreign Exchange Management Act, 1999

C. Banking Regulation Act, 1949

D. SARFAESI Act, 2002

E. None of the Above

Answer.- A. Payment and Settlement Systems (PSS) Act 2007.


27. In which of the following mode, BBPOU will confirm the bill payment basis the bill
information dump provided by the respective biller?

A. Online Mode

B. Offline Mode (A)

C. Offline Mode (B)

D. All of the Above

E. None of the Above

Answer.- B. Offline Mode (A).


28. In which of the following mode, the BBPOU receives all the bill payment requests
for that particular biller without any validation?

A. Online Mode

B. Offline Mode (A)

C. Offline Mode (B)

D. All of the Above

E. None of the Above

Answer.- C. Offline Mode (B)


29. As per the Reserve Bank of India, BBPS will initially accept utility bill payments
such as _________

A. Telephone Bill

B. Electricity Bill

C. DTH services

D. All of the Above

E. None of the Above

Answer.- D. All of the Above



30. ________ have been awarded the license by the Central Bank to operate Bharat Bill
Payment System (BBPS) recently.

A. Common Service Centres (CSC)

B. Financial Institutions

C. Only (A)

D. Both (A) and (B)

E. None of the Above

Answer.-A. Common Service Centres (CSC)


31. A trad-able form of loan is normally termed as ________

A. Certificate of Deposit (CD)

B. Inter Bank term Money

C. Bill Re-discounting

D. Debt Instrument

E. None of the Above

Answer.- D. Debt Instrument


32. Which of the following is not a type of Debt Instrument?

A. Issuer class

B. Security

C. Coupon bearing

D. All of the Above

E. None of the Above

Answer.- E. None of the Above


33. Debentures are divided into different categories on the basis of which of the
following?

A. Convertibility

B. Security

C. Term

D. Both (A) and (B)

E. None of the Above

Answer.- D. Both (A) and (B)


34. Which of the following instruments retain the debt character and can not be
converted in to equity shares?

A. Non Convertible Debentures (NCD)

B. Partly Convertible Debentures (PCD)

C. Fully convertible Debentures (FCD)

D. Optionally Convertible Debentures (OCD)

E. None of the Above

Answer.- A. Non Convertible Debentures (NCD)


35. In which of the following instruments the investor has the option to either convert
these debentures into shares at price decided by the issuer/agreed upon at the time
of issue.

A. Non Convertible Debentures (NCD)

B. Partly Convertible Debentures (PCD)

C. Fully convertible Debentures (FCD)

D. Optionally Convertible Debentures (OCD)

E. None of the Above

Answer.- D. Optionally Convertible Debentures (OCD)


36. In which of the following conversion the investors enjoy the same status as ordinary
shareholders of the company?

A. Secured Debentures

B. Partly Convertible Debentures (PCD)

C. Fully convertible Debentures (FCD)

D. Optionally Convertible Debentures (OCD)

E. Unsecured Debentures

Answer.- C. Fully convertible Debentures (FCD)


37. Under ______ debentures, if the issuer fails on payment of either the principal or
interest amount, his assets can be sold to repay the liability to the investors

A. Secured Debentures

B. Partly Convertible Debentures (PCD)

C. Fully convertible Debentures (FCD)

D. Optionally Convertible Debentures (OCD)

E. Unsecured Debentures

Answer.- A. Secured Debentures


38. A part of debt instruments that are converted into Equity shares in the future at
notice of the issuer is called _________

A. Secured Debentures

B. Partly Convertible Debentures (PCD)

C. Fully convertible Debentures (FCD)

D. Optionally Convertible Debentures (OCD)

E. Unsecured Debentures

Answer.- B. Partly Convertible Debentures (PCD)


39. Who among the following are institutional investors in the Indian Debt Market?

A. Banks

B. Mutual funds

C. Foreign investors (FIIs)

D. Trusts

E. All of the Above

Answer.- E. All of the Above


40. Who among the following regulates the Indian Corporate Debt Market?

A. RBI

B. NABARD

C. SIDBI

D. SEBI

E. None of the Above

Answer.- D. SEBI


41. Who among the following appoints the “Authorized Dealers” for foreign exchange
transactions?

A. GOI

B. RBI

C. PSBs

D. FEDAI

E. FIMMDA

Answer.-D. FEDAI


42. Which of the following is an Association of Commercial Banks, Financial
Institutions and Primary Dealers?

A. GOI

B. RBI

C. PSBs

D. FEDAI

E. FIMMDA

Answer.- E. FIMMDA


43. Banking services provided to Special Economic Zones(SEZ) units have been
exempted from _________

A. Sales Tax

B. Securities Transaction Tax – STT.

C. Central Excise Duty

D. Service Tax

E. None of the Above

Answer.- D. Service Tax


44. The relationship between maturity and interest rates is known as ________

A. Yield Curve

B. Zero Coupon Yield Curve

C. Negative Yield Curve

D. Neutral Yield Curve

E. None of the Above

Answer.- B. Zero Coupon Yield Curve


45. The relationship between time and yield on a homogenous risk class of securities is
called ________

A. Yield Curve

B. Zero Coupon Yield Curve

C. Spot Curve

D. Both (A) and (B)

E. None of the Above

Answer.- A. Yield Curve


46. Long-term debt securities issued by the GOI or any of the State Government‟s or
undertakings owned by them or by development financial institutions are called as
________

A. Shares

B. Debentures

C. Bonds

D. Both (A) and (C)

E. None of the Above

Answer.- C. Bonds


47. A long-term security yielding a fixed rate of interest, issued by a company is called
________

A. Shares

B. Debentures

C. Bonds

D. Both (A) and (C)

E. None of the Above

Answer.-B. Debentures


48. Issuance of stamp duty on bonds is under ________

A. The Companies Act, 1956

B. The Public Debt Act 1944.

C. Indian Stamp Act 1899 (Central Act)

D. Reserve Bank of India Act, 1934

E. Both (A) and (C)

Answer.- C. Indian Stamp Act 1899 (Central Act)


49. Which of the following is subject to payment of Stamp Duty under Indian Stamp
Act, 1899 (Central Act)?

A. Commercial Paper

B. Treasury Bills

C. Certificate of Deposit

D. Both (A) and (C)

E. None of the Above

Answer.-C. Certificate of Deposit


50. Which of the following is/are not eligible to issue Certificates of deposit(CD)?

A. RRBs

B. Co-operative banks

C. Scheduled banks

D. Both (A) and (B)

E. None of the Above

Answer.-D. Both (A) and (B)

click for-  Download IBPS PO BANKING Question And Answers pdf

IBPS PO BANKING Question And Answers pdf

IBPS PO BANKING Question PDF

Banking Static GK 2023 for competitive examinations

Bank exams are competitive examinations conducted by banks to recruit candidates for various positions in the banking sector. These exams are typically held at the national level and are conducted by the Institute of Banking Personnel Selection (IBPS) or the State Bank of India (SBI).

Banking Static Gk 2023

Banking Static GK

To prepare for a bank exam, candidates should be familiar with the syllabus and exam pattern for the specific exam they are appearing for. This typically includes topics such as quantitative aptitude, reasoning ability, English language, general awareness, and computer knowledge. In addition, candidates should also practice previous year's papers and mock tests to get an idea of the types of questions that are likely to be asked in the exam.

Static GK refers to general knowledge that does not change over time, as opposed to current events or dynamic GK. In the context of banking, static GK might include knowledge about the history of banking, the functions and responsibilities of banks, financial regulations and policies, and key terms and concepts in the banking industry.

Banking Static Gk Question 01 to 10


Que : 1. A fund that tracks an index but can be traded like a stock is known as _______

(a) Exchange Traded Funds (ETF)
(b) Mutual Funds
(c) Energy Funds
(d) Investment Fund

Currect - Exchange Traded Funds(ETF)


Que : 2. ________ are financial markets for the buying and selling of long-term debt or equity-backed securities.

(a) Bullion Market
(b) Capital Market
(c) Money Market
(d) All of the Above

Currect - Capital Market


Que : 3. A market established for the buying and selling of precious metals such as Gold and Silver is termed as ________

(a) Bullion Market
(b) Capital Market
(c) Money Market
(d) All of the Above

Currect - Bullion Market


Que : 4. Which of the following is a currency established as money by government regulation or law but it is not backed by any commodity, such as gold, silver et, but only by the faith of the bearer?

(a) Commodity Money
(b) Representative Money
(c) Fiat Money
(d) fiduciary currency

Currect - Fiat Money


Que : 5. Which of the following is a form of money that has an intrinsic value, like gold coins?

(a) Commodity Money
(b) Representative Money
(c) Fiat Money
(d) fiduciary currency

Commodity Money


Que : 6. Paper Money issued on the credit of a bank or government is called ______

(a) Commodity Money
(b) Representative Money
(c) Fiat Money
(d) Fiduciary currency

Currect - Fiduciary currency


Que : 7. Any type of money that has face value greater than its value as material substance is known as _______

(a) Commodity Money
(b) Representative Money
(c) Fiat Money
(d) fiduciary currency

Currect - Representative Money


Que : 8. Loan and Advances of a bank come under which of the following category?

(a) Assets
(b) Liabilities
Deposits
(d) All of the Above

Currect - Assets


Que : 9. NABARD was established on the recommendations of the ______________

(a) Public Accounts Committee
(b) Shivaraman Committee
(c) Narasimham Committee
(d) All of the Above

Currect - Shivaraman Committee


Que : 10. RBI sold its stake in NABARD to the Government of India, which now holds _____stake

(a) 65%
(b) 70%
(c) 95%
(d) 99%

Currect - 99%


Banking Static Gk Question 10 to 20


Que : 11. Currency swap is an instrument to manage _______

(a) Interest Rate Risk
(b) Currency Risk
(c) Cash flows in different countries
(d) All of the Above

Currect - Cash flows in different countries


Que : 12. “Hawala transactions” in India are prohibited under the provision of which of the following acts?

(a) Banking Regulation Act
(b) Financial Action Task Force Act
(c) Foreign Exchange Management Act
(d) All of the Above

Currect - Foreign Exchange Management Act


Que : 13. Which of the following refers to an account that a bank holds in a foreign currency in another bank?

(a) Nostro Account
(b) Vostro Account
(c) LORO Account
(d) Mirror Account

Currect - Mirror Account


Que : 14. Local currency account maintained by a local bank for a foreign (correspondent) bank is termed as _________

(a) Nostro Account
(b) Vostro Account
(c) LORO Account
(d) Mirror Account

Currect - Vostro Account


Que : 15. ____is a Current Account Maintained by one Domestic Bank on behalf of other domestic bank in foreign bank in foreign currency

(a) BSBDA
(b) CA
(c) LORO Account
(d) Mirror Account

Currect - LORO Account


Que : 16. How many Basic Savings Bank Deposit Account(BSBDA) can be opened by an individual?

(a) One
(b) Two
(c) Three
(d) Four

Currect - One


Que : 17. What are the other deposit accounts can be opened by an individual in where one holds „Basic Savings Bank Deposit Account‟?

(a) Fixed Deposit
(b) Recurring Deposit
(c) Another BSBDA
(d) Both A and B

Currect - Both A and B


Que : 18. Maximum balance in the BSBDA small account should not exceed ______ rupees at any time

(a) 50000
(b) 100000
(c) 200000
(d) 300000

Currect - 50000


Que : 19. The total of debits by way of cash withdrawals and transfers will not exceed ten thousand rupees in _________

(a) One month
(b) Two month
(c) Three month
(d) All of the Above

Currect - One month


Que : 20. BSBDA Small accounts are valid for a period of _________

(a) 3 months
(b) 4 months
(c) 12 months
(d) 6 months

Currect - 12 months


Banking Static Gk Question 21 to 30


Que : 21. SEBI is a/an ________

(a) Constitutional body
(b) Advisory body
(c) non-statutory body \ (d) Statutory body

Currect - Statutory body


Que : 22. Which of the following policies is known as Annual Policy Statement?

(a) Annual budget of central government
(b) Credit and Monetary Policy of RBI
(c) Foreign trade policy of DGFT
(d) Regulations issued by SEBI

Currect - Credit and Monetary Policy of RBI


Que : 23. Which of the following is the Regulator of the credit rating agencies in India ?

(a) RBI
(b) SEBI
(c) SIDBI
(d) GOI

Currect - SEBI


Que : 24. Securities Appellate Tribunal is a/an __________ established under the provisions of Section 15K of the Securities and Exchange Board of India Act, 1992

(a) Constitutional body
(b) Advisory body
(c) non-statutory body
(d) Statutory body

Currect - Statutory body </+A1:D144p>


Que : 25. Which of the following is a function of SEBI?

(a) to approve by−laws of stock exchanges.
(b) inspect the books of accounts of financial intermediaries.
(c) to require the stock exchange to amend their by−laws.
(d) All of the Above

Currect - All of the Above


Que : "26. The Monetary Authority in India, viz Reserve Bank of India is bound to maintain a reserve against the notes issued, Whatever may be the mount. This system is called as __________ "

(a) Minimum Reserve System
(b) Proportional Reserve System
(c) Maximum Fiduciary Issue system
(d) Simple deposit system

Currect - Simple deposit system


Que : "27. Which of the following services is NOT provided by the post offices in India ? "

(a) Savings Bank Scheme
(b) Retailing of Mutual Funds
(c) Sale of stamp Papers (Judicial)
(d) Issuance of Demand Drafts

Currect - Issuance of Demand Drafts


Que : 28. Credit rating _______

(a) is used to rate the borrowers while giving advances
(b) is used to work out performance of the employees
(c) is used to calculate the number of excellent audit rated branches
(d) is not used in any bank

Currect - is used to rate the borrowers while giving advances


Que : 29. The section 4 of the Negotiable Instruments Act, 1881 deals with _______

(a) Cheque
(b) Bills of Exchange
(c) Promissory Note
(d) All of the Above

Currect - Promissory Note


Que : 30. Which of the following section of Negotiable Instruments Act, 1881 deals with Cheques?

(a) Section 4
(b) Section 5
(c) Section 6
(d) Section 7

Currect - Section 6


Banking Static Gk Question 31 to 40


Que : 31. Small finance banks are a type of ______ banks in our country.

(a) niche
(b) investment
(c) industrial
(d) All of the Above

Currect - Answer.- niche


Que : 32. Which of the following service(s) is/are available in small finance banks?

(a) Providing loans
(b) Acceptance of deposits
(c) Setting up of Subsidiaries
(d) Both (A) and (B)

Currect - Both (A) and (B)


Que : 33. According to RBI Regulations, which of the following are allowed to set up small finance banks?

(a) NBFC
(b) MFI
(c) LAB
(d) All of the Above

Currect - All of the Above


Que : "34. Reserve Bank of India gave provisional licences to _______ entities to launch small finance banks. "

(a) 10
(b) 11
(c) 12
(d) 13

Currect - 10


Que : "35. Minimum paid-up capital of small finance banks is _______ "

(a) 100 crore
(b) 200 Crore
(c) 500 crore
(d) 1000 crore

Currect - 100 crore


Que : "36. The small finance banks will be licensed under ______ of the Banking Regulation Act, 1949. "

(a) Section 21
(b) Section 22
(c) Section 23
(d) Section 24

Currect - Section 22


Que : 37. An external advisory committee headed by _______ evaluated the license applications for small finance banks.

(a) NR Madhawan Menon
(b) Usha Thorat
(c) Nachiket Mor
(d) Y.H. Melagam

Currect - Usha Thorat


Que : 38. ______ percentage of Foreign share holding will be allowed in small finance banks as per the rules for FDI in private banks in India

(a) 64%
(b) 74%
(c) 61%
(d) 50%

Currect - 74%


Que : 39. Which of the following can be provided by small finance banks

(a) Mutual Funds
(b) Insurance Products
(c) Third Party financial products
(d) All of the Above

Currect - All of the Above


Que : 40. Maximum loan size to a single person cannot exceed ________ of total capital funds.

(a) 30%
(b) 20%
(c) 11%
(d) 10%

Currect - 10%


Banking Static Gk Question 41 to 50


Que : "41. The banks will be licensed as payments banks under ______ of the Banking Regulation Act, 1949. "

(a) Section 21
(b) Section 22
(c) Section 23
(d) Section 24

Currect - Section 22


Que : 42. Payment banks can accept a restricted deposit which is currently limited to _______ per customer account.

(a) Rs.1 lakh
(b) Rs.3 lakh
(c) Rs.2 lakh
(d) Rs.5 lakh

Currect - Rs.1 lakh


Que : 43. Payment Banks can not issue ________

(a) Credit Card
(b) Debit Card
(c) loans
(d) Both (B) and ©

Currect - Both (B) and (C)


Que : 44. Any acquisition by the Payment Banks that are more than ____ will require approval of the RBI.

(a) 5%
(b) 10%
(c) 15%
(d) 20%

Currect - 5%


Que : 45. Which of the following services can be offered by Payment Banks?

(a) Debit Cards
(b) Online Banking
(c) Mobile Banking
(d) All of the Above

Currect - All of the Above


Que : 46. _______ percentage of Payment Bank‟s branches must be in the unbanked rural are

(a) 25%
(b) 10%
(c) 15%
(d) 20%

Currect - 25%


Que : 47. Committee on Comprehensive Financial Services for Small Businesses and Low Income Households, headed by ________ recommended the formation of a new category of bank called payments bank.

(a) NR Madhawan Menon
(b) Bimal Jalan
(c) Nachiket Mor
(d) Y.H. Melagam

Currect - Nachiket Mor


Que : 48. Reserve Bank of India gave “in-principle” licences to _______ entities to launch payments banks.

(a) 10
(b) 11
(c) 12
(d) 13

Currect - 11


Que : 49. Which of the following surrendered their “in-principle” to launch payments banks?

(a) Cholamandalam Distribution Services
(b) Dilip Shanghvi, Sun Pharmaceuticals
(c) Tech Mahindra
(d) All of the Above

Currect - All of the Above


Que : 50. The “in-principle” license is valid for _____months within which the entities must fulfil the requirements.

(a) 12 Months
(b) 14 Months
(c) 18 Months
(d) 24 Months

Currect - 18 Months

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Bank Exam Gk Top 50 Questions 2023 - Answer Duniya

Are you preparing for any Exam related to Bank? If you are preparing for any exam related to Bank , then you are at right place, we have given questions and answers related to Bnank exam gk in this post. which is useful for you. Bank Exam Gk - Bank GK Question - Banking Gk - Bank Gk In Hindi


Bank Exam Gk questions and answers 2023

Bank Exam Gk


Banking related Gk which is important for Bank Exams like IBPS PO, IBPS Clerk, SBI Clerk, IBPS SO, SBI Office Assistant as well as other competitive exams.Bank Exam Gk

We are giving the question answers of Bank Exam GK (General Knowledge) Top 50 Question 2023 in this post for the students preparing for Bank Exams.Bank Exam Gk

Bank Exam GK (General Knowledge) 01 to 10


Que : 1. A fund that tracks an index but can be traded like a stock is known as _______

(a) Exchange Traded Funds(ETF)
(b) Mutual Funds
(c) Energy Funds
(d) Investment Fund

Currect - Exchange Traded Funds(ETF)


Que : 2. ________ are financial markets for the buying and selling of long-term debt or equity-backed securities.

(a) Bullion Market
(b) Capital Market
(c) Money Market
(d) All of the Above

Currect - Capital Market


Que : 3. A market established for the buying and selling of precious metals such as Gold and Silver is termed as ________

(a) Bullion Market
(b) Capital Market
(c) Money Market
(d) All of the Above

Currect - Bullion Market


Que : 4. Which of the following is a currency established as money by government regulation or law but it is not backed by any commodity, such as gold, silver et, but only by the faith of the bearer?

(a) Commodity Money
(b) Representative Money
(c) Fiat Money
(d) fiduciary currency

Currect - Fiat Money


Que : 5. Which of the following is a form of money that has an intrinsic value, like gold coins?

(a) Commodity Money
(b) Representative Money
(c) Fiat Money
(d) fiduciary currency

Commodity Money


Que : 6. Paper Money issued on the credit of a bank or government is called ______

(a) Commodity Money
(b) Representative Money
(c) Fiat Money
(d) Fiduciary currency

Currect - Fiduciary currency


Que : 7. Any type of money that has face value greater than its value as material substance is known as _______

(a) Commodity Money
(b) Representative Money
(c) Fiat Money
(d) fiduciary currency

Currect - Representative Money


Que : 8. Loan and Advances of a bank come under which of the following category?

(a) Assets
(b) Liabilities
Deposits
(d) All of the Above

Currect - Assets


Que : 9. NABARD was established on the recommendations of the ______________

(a) Public Accounts Committee
(b) Shivaraman Committee
(c) Narasimham Committee
(d) All of the Above

Currect - Shivaraman Committee


Que : 10. RBI sold its stake in NABARD to the Government of India, which now holds _____stake

(a) 65%
(b) 70%
(c) 95%
(d) 99%

Currect - 99%


Bank Exam GK (General Knowledge) 11 to 20


Que : 11. Currency swap is an instrument to manage _______

(a) Interest Rate Risk
(b) Currency Risk
(c) Cash flows in different countries
(d) All of the Above

Currect - Cash flows in different countries


Que : 12. “Hawala transactions” in India are prohibited under the provision of which of the following acts?

(a) Banking Regulation Act
(b) Financial Action Task Force Act
(c) Foreign Exchange Management Act
(d) All of the Above

Currect - Foreign Exchange Management Act


Que : 13. Which of the following refers to an account that a bank holds in a foreign currency in another bank?

(a) Nostro Account
(b) Vostro Account
(c) LORO Account
(d) Mirror Account

Currect - Mirror Account


Que : 14. Local currency account maintained by a local bank for a foreign (correspondent) bank is termed as _________

(a) Nostro Account
(b) Vostro Account
(c) LORO Account
(d) Mirror Account

Currect - Vostro Account


Que : 15. ____is a Current Account Maintained by one Domestic Bank on behalf of other domestic bank in foreign bank in foreign currency

(a) BSBDA
(b) CA
(c) LORO Account
(d) Mirror Account

Currect - LORO Account


Que : 16. How many Basic Savings Bank Deposit Account(BSBDA) can be opened by an individual?

(a) One
(b) Two
(c) Three
(d) Four

Currect - One


Que : 17. What are the other deposit accounts can be opened by an individual in where one holds „Basic Savings Bank Deposit Account‟?

(a) Fixed Deposit
(b) Recurring Deposit
(c) Another BSBDA
(d) Both A and B

Currect - Both A and B


Que : 18. Maximum balance in the BSBDA small account should not exceed ______ rupees at any time

(a) 50000
(b) 100000
(c) 200000
(d) 300000

Currect - 50000


Que : 19. The total of debits by way of cash withdrawals and transfers will not exceed ten thousand rupees in _________

(a) One month
(b) Two month
(c) Three month
(d) All of the Above

Currect - One month


Que : 20. BSBDA Small accounts are valid for a period of _________

(a) 3 months
(b) 4 months
(c) 12 months
(d) 6 months

Currect - 12 months


Bank Exam GK (General Knowledge) 21 to 30


Que : 21. SEBI is a/an ________

(a) Constitutional body
(b) Advisory body
(c) non-statutory body \ (d) Statutory body

Currect - Statutory body


Que : 22. Which of the following policies is known as Annual Policy Statement?

(a) Annual budget of central government
(b) Credit and Monetary Policy of RBI
(c) Foreign trade policy of DGFT
(d) Regulations issued by SEBI

Currect - Credit and Monetary Policy of RBI


Que : 23. Which of the following is the Regulator of the credit rating agencies in India ?

(a) RBI
(b) SEBI
(c) SIDBI
(d) GOI

Currect - SEBI


Que : 24. Securities Appellate Tribunal is a/an __________ established under the provisions of Section 15K of the Securities and Exchange Board of India Act, 1992

(a) Constitutional body
(b) Advisory body
(c) non-statutory body
(d) Statutory body

Currect - Statutory body </+A1:D144p>


Que : 25. Which of the following is a function of SEBI?

(a) to approve by−laws of stock exchanges.
(b) inspect the books of accounts of financial intermediaries.
(c) to require the stock exchange to amend their by−laws.
(d) All of the Above

Currect - All of the Above


Que : "26. The Monetary Authority in India, viz Reserve Bank of India is bound to maintain a reserve against the notes issued, Whatever may be the mount. This system is called as __________ "

(a) Minimum Reserve System
(b) Proportional Reserve System
(c) Maximum Fiduciary Issue system
(d) Simple deposit system

Currect - Simple deposit system


Que : "27. Which of the following services is NOT provided by the post offices in India ? "

(a) Savings Bank Scheme
(b) Retailing of Mutual Funds
(c) Sale of stamp Papers (Judicial)
(d) Issuance of Demand Drafts

Currect - Issuance of Demand Drafts


Que : 28. Credit rating _______

(a) is used to rate the borrowers while giving advances
(b) is used to work out performance of the employees
(c) is used to calculate the number of excellent audit rated branches
(d) is not used in any bank

Currect - is used to rate the borrowers while giving advances


Que : 29. The section 4 of the Negotiable Instruments Act, 1881 deals with _______

(a) Cheque
(b) Bills of Exchange
(c) Promissory Note
(d) All of the Above

Currect - Promissory Note


Que : 30. Which of the following section of Negotiable Instruments Act, 1881 deals with Cheques?

(a) Section 4
(b) Section 5
(c) Section 6
(d) Section 7

Currect - Section 6


Bank Exam GK (General Knowledge) 31 to 40


Que : 31. Small finance banks are a type of ______ banks in our country.

(a) niche
(b) investment
(c) industrial
(d) All of the Above

Currect - Answer.- niche


Que : 32. Which of the following service(s) is/are available in small finance banks?

(a) Providing loans
(b) Acceptance of deposits
(c) Setting up of Subsidiaries
(d) Both (A) and (B)

Currect - Both (A) and (B)


Que : 33. According to RBI Regulations, which of the following are allowed to set up small finance banks?

(a) NBFC
(b) MFI
(c) LAB
(d) All of the Above

Currect - All of the Above


Que : "34. Reserve Bank of India gave provisional licences to _______ entities to launch small finance banks. "

(a) 10
(b) 11
(c) 12
(d) 13

Currect - 10


Que : "35. Minimum paid-up capital of small finance banks is _______ "

(a) 100 crore
(b) 200 Crore
(c) 500 crore
(d) 1000 crore

Currect - 100 crore


Que : "36. The small finance banks will be licensed under ______ of the Banking Regulation Act, 1949. "

(a) Section 21
(b) Section 22
(c) Section 23
(d) Section 24

Currect - Section 22


Que : 37. An external advisory committee headed by _______ evaluated the license applications for small finance banks.

(a) NR Madhawan Menon
(b) Usha Thorat
(c) Nachiket Mor
(d) Y.H. Melagam

Currect - Usha Thorat


Que : 38. ______ percentage of Foreign share holding will be allowed in small finance banks as per the rules for FDI in private banks in India

(a) 64%
(b) 74%
(c) 61%
(d) 50%

Currect - 74%


Que : 39. Which of the following can be provided by small finance banks

(a) Mutual Funds
(b) Insurance Products
(c) Third Party financial products
(d) All of the Above

Currect - All of the Above


Que : 40. Maximum loan size to a single person cannot exceed ________ of total capital funds.

(a) 30%
(b) 20%
(c) 11%
(d) 10%

Currect - 10%


Bank Exam GK (General Knowledge) 41 to 50


Que : "41. The banks will be licensed as payments banks under ______ of the Banking Regulation Act, 1949. "

(a) Section 21
(b) Section 22
(c) Section 23
(d) Section 24

Currect - Section 22


Que : 42. Payment banks can accept a restricted deposit which is currently limited to _______ per customer account.

(a) Rs.1 lakh
(b) Rs.3 lakh
(c) Rs.2 lakh
(d) Rs.5 lakh

Currect - Rs.1 lakh


Que : 43. Payment Banks can not issue ________

(a) Credit Card
(b) Debit Card
(c) loans
(d) Both (B) and ©

Currect - Both (B) and (C)


Que : 44. Any acquisition by the Payment Banks that are more than ____ will require approval of the RBI.

(a) 5%
(b) 10%
(c) 15%
(d) 20%

Currect - 5%


Que : 45. Which of the following services can be offered by Payment Banks?

(a) Debit Cards
(b) Online Banking
(c) Mobile Banking
(d) All of the Above

Currect - All of the Above


Que : 46. _______ percentage of Payment Bank‟s branches must be in the unbanked rural are

(a) 25%
(b) 10%
(c) 15%
(d) 20%

Currect - 25%


Que : 47. Committee on Comprehensive Financial Services for Small Businesses and Low Income Households, headed by ________ recommended the formation of a new category of bank called payments bank.

(a) NR Madhawan Menon
(b) Bimal Jalan
(c) Nachiket Mor
(d) Y.H. Melagam

Currect - Nachiket Mor


Que : 48. Reserve Bank of India gave “in-principle” licences to _______ entities to launch payments banks.

(a) 10
(b) 11
(c) 12
(d) 13

Currect - 11


Que : 49. Which of the following surrendered their “in-principle” to launch payments banks?

(a) Cholamandalam Distribution Services
(b) Dilip Shanghvi, Sun Pharmaceuticals
(c) Tech Mahindra
(d) All of the Above

Currect - All of the Above


Que : 50. The “in-principle” license is valid for _____months within which the entities must fulfil the requirements.

(a) 12 Months
(b) 14 Months
(c) 18 Months
(d) 24 Months

Currect - 18 Months